The Act establishing a Medical Coverage Code – published in the official bulletin of Morocco of 21 November 2002 – provides for the creation of a compulsory health insurance system (AMO).
In a first stage, this comprises three components:
Given the proximity of the French and Moroccan systems, the Moroccan Government called upon France for assistance in implementing the AMO. To that end, the GIP led a first in-country mission in the spring of 2005.
The partnership was formalised in an administrative agreement between the two countries, signed on 26 September 2005 by the French Ministry of Health and Solidarity and the Moroccan ministries of Health and Employment and Professional Development.
In November 2005, in the wake of the agreement, the GIP conducted a second mission to Morocco, meeting with French Embassy and senior Moroccan officials in Rabat and Casablanca. The following week a Moroccan delegation visited Paris, where two meetings were held to establish the exact requirements of the Moroccan authorities and identify priority areas for cooperation. The three priorities singled out were as follows:
1) Information systems
The AMO is administered by several different players who are coordinated by the National Health Insurance Agency (ANAM). High-quality, reliable information and data are thus crucial to the proper operation of the system.
2) Insurance management
This covers the various techniques for ensuring control of health expenditure, including effective medical controls and medicalisation of information.
3) Training
Training must be provided alongside the implementation of the AMO. The training needs formulated by the Moroccan authorities and organisations focus on professional practices and the transfer of know how.
Another aspect addressed in the course of the meetings were the practical arrangements for conducting the cooperation process. Possibilities discussed included in-country operations involving local resources (the favoured approach) and twinning initiatives between French and Moroccan organisations (CNAMTS and ANAM, for example).
A further subject raised was the development of a prioritised time schedule for the implementation of the AMO.
Three priority actions were thus identified, each pertaining to one of the above-mentioned priority areas:
Other, less urgent actions are also planned, such as the organisation of a workshop on the medically-driven control of health expenditure and identification of a resource person for Moroccan health insurance system actuaries.
